If you missed out earlier, here’s your chance—many Americans can still claim their IRS stimulus check in 2025. Whether you didn’t file taxes or weren’t aware you were eligible, the IRS has opened doors again for certain individuals to claim the remaining amount of the $1,400 Economic Impact Payment. This blog dives into updated eligibility, the claiming process, and important tips to ensure you don’t miss out again.
Who Can Still Get the IRS Stimulus Check in 2025?
The IRS has confirmed that many people still qualify for the third round of stimulus payments, particularly the $1,400 IRS stimulus check issued under the American Rescue Plan in 2021. But you have to act fast—here’s who can claim:
Eligible Individuals Include:
- People who didn’t file taxes in 2021 or 2022 but were eligible.
- Parents or guardians who had a child in 2021.
- Low-income earners who didn’t meet the IRS filing threshold.
- Non-filers and some Social Security recipients.
If any of these apply to you, the IRS encourages filing a 2021 tax return as soon as possible. That’s the only way to trigger the payment in 2025.
Steps to Claim Your IRS Stimulus Check
Filing is simpler than ever. Here’s how you can claim your pending check:
- File Your 2021 Tax Return
Even if you missed the original deadline, you can still file a return now. Use the IRS Free File tool if eligible. - Check the IRS Get My Payment Tool
This tool helps you track whether a check was issued to you and if it was received. - Add Dependents Properly
Make sure all qualifying dependents are listed, especially children born in 2021. - Avoid Filing Mistakes
Double-check your income, Social Security number, and bank account details.
A small error can delay your check for months. Accuracy matters.
Why Some Still Haven’t Received Their Stimulus Check
There are several reasons some people never received the IRS stimulus check, even if they qualified:
- IRS didn’t have their updated mailing or banking info
- They didn’t file taxes, assuming they weren’t required
- Clerical errors during filing
- Identity theft issues or Social Security mismatches
If this sounds familiar, don’t give up. You may still qualify, and the IRS allows for late claims if you’re eligible.
Common Mistakes to Avoid When Claiming IRS Stimulus Check
To make the process smoother, avoid these pitfalls:
- Not Filing a Return: Many people assume if they had no income, they don’t need to file. You do, to claim the payment.
- Wrong Dependent Info: Don’t forget to list all eligible dependents, especially newborns.
- Bank Info Errors: Incorrect banking details will cause the check to bounce back to the IRS.
- Missing Deadlines: Even though the IRS is flexible, there’s no guarantee they’ll remain so forever.
IRS Stimulus Check: How It Affects Your Taxes
Claiming your IRS stimulus check will not impact your tax refund or increase your taxable income. It’s treated as a refundable credit, which means:
- It lowers your tax liability
- You can get the full payment even if you owe taxes
- It won’t affect your eligibility for other federal benefits
This makes it risk-free for most filers.
Still Need Help? IRS Offers Tools & Helplines
If you’re unsure about your eligibility or how to file, use these resources:
| Tool/Service | Purpose | How to Access |
|---|---|---|
| IRS Free File | File simple returns for free | irs.gov |
| Get My Payment Tool | Check payment status | IRS website |
| Recovery Rebate Credit | Claim unpaid stimulus on your return | IRS Form 1040, line 30 |
| IRS Helpline | Get help from an IRS representative | 800-829-1040 |
Don’t Miss This Final Chance
If you’re eligible and haven’t claimed your IRS stimulus check, don’t wait. File your 2021 return and ensure all information is correct. Millions have already missed out once—this could be the last chance to claim your $1,400 payment.
Some filers may even qualify for additional child tax credits if they had children in 2021. Combine that with the stimulus check, and the IRS could owe you thousands.
Let’s Wrap It Up
The IRS stimulus check is still available for many who didn’t file or claim it earlier. The clock is ticking, and while the IRS has extended grace to late filers, it won’t last forever. Whether it’s $1,400 for yourself or more for your dependents, that money could make a difference in 2025.
Act now, double-check your documents, and use the official IRS tools. And most importantly—spread the word. Someone you know might be eligible too.