How much is target circle 360? As of September 27, 2026, Target Circle 360 costs $99 per year or $10.99 per month at the standard rate. Target Circle Card holders and eligible verified groups can receive substantially lower pricing, with annual membership available for $49 and qualifying monthly memberships available for $4.99. Target also currently offers a 14-day free trial for eligible customers.
The paid membership focuses on same-day delivery, free shipping, extended returns, monthly freebies and access to delivery from other retailers through Shipt.
There is also a current promotional offer for new annual members. Target says customers who enroll in an annual Target Circle 360 membership from September 27 through October 10, 2026, can receive $50 in Target Circle Rewards, subject to the promotion’s terms.
That promotion can change the effective value of the first year for eligible shoppers. However, the standard membership price remains $99 per year unless the customer qualifies for a discounted rate.
Target Circle 360 Price in 2026
Target currently has two standard payment options for Circle 360.
| Membership option | Current price | Approximate monthly cost |
|---|---|---|
| Annual membership | $99/year | $8.25/month |
| Monthly membership | $10.99/month | $10.99/month |
| Annual price for Target Circle Card holders | $49/year | $4.08/month |
| Discounted monthly price for eligible verified groups | $4.99/month | $4.99/month |
| Free trial | 14 days | $0 during trial |
Target’s current membership information confirms the $99 annual price and $10.99 monthly price. It also lists $49 annual pricing for Target Circle Card holders and $4.99 monthly pricing for verified students and government assistance recipients.
Target’s current Circle 360 page also identifies teachers, college students, military members and government assistance recipients among the groups that can receive discounted pricing after verification.
How Much Does Target Circle 360 Cost Per Month?
The regular monthly Target Circle 360 membership costs $10.99.
The annual membership works out to $8.25 per month when the $99 yearly fee is divided across 12 months.
That makes the annual plan $33.88 cheaper than paying $10.99 every month for a full year.
A customer paying the regular monthly price for 12 months would spend $131.88.
The annual plan costs $99, creating a difference of $32.88 compared with 12 monthly payments.
Target therefore offers a lower effective monthly cost through the annual membership.
The comparison looks like this:
- Monthly plan for 12 months: $131.88
- Annual plan: $99
- Difference: $32.88
- Annual plan equivalent: $8.25 per month
The annual membership also provides the same core Circle 360 benefits as the monthly membership.
Is Target Circle 360 $99 a Year or $10.99 a Month?
It is both.
Target offers customers a choice between an annual membership and a monthly membership.
The standard annual membership costs $99, while the standard monthly membership costs $10.99.
The annual price is not simply $10.99 multiplied by 12. Target sets the annual fee at $99, which lowers the effective monthly cost.
Customers who do not know how often they will use same-day delivery may prefer the flexibility of monthly billing. Those who expect to use the service throughout the year can choose the annual option.
Target also allows members to manage their membership through their Target account.
Target Circle 360 Annual Membership for $49
One of the biggest discounts is available to Target Circle Card holders.
A Target Circle Card holder can purchase Circle 360 for $49 per year, compared with the regular $99 annual price.
That represents a $50 reduction from the standard annual fee.
Target’s current Circle Card information describes this as a 50% discount on the regular annual membership price, although $49 is technically one dollar less than exactly half of $99.
The discounted annual price gives eligible card holders an effective membership cost of about $4.08 per month when spread across a full year.
The discount applies when a qualifying Target Circle Card is saved to the customer’s Target account.
Target Circle Card options include Target’s credit and debit products, subject to the program’s requirements.
Who Qualifies for the $49 Annual Price?
Target currently lists several verified groups that can receive discounted Circle 360 pricing.
These include:
- Target Circle Card holders
- Teachers
- College students
- Military members
- Government assistance recipients
Target’s current Circle 360 page says verified members of these groups can receive the discounted annual rate of $49 or the discounted monthly rate of $4.99, subject to the applicable requirements.
Verification is required for eligible audiences.
The discount does not simply apply because a customer believes they qualify. Target requires the appropriate verification process for applicable groups.
How Much Is Target Circle 360 for Students?
Verified college students can receive Target Circle 360 for $4.99 per month.
Target specifically confirms the student discount and says verified college students must select the monthly plan during enrollment to receive the discounted rate.
At $4.99 per month, a full year would total $59.88 if the membership remained at that rate for 12 months.
That is $72 less than paying the standard $10.99 monthly rate for a year.
Students should complete Target’s eligibility verification before expecting the discounted price to appear.
Target Circle 360 for Teachers, Military Members and Government Assistance Recipients
Target’s current Circle 360 program also includes discounted pricing for verified teachers, military members and government assistance recipients.
These verified audiences can receive the same discounted annual rate of $49 or monthly rate of $4.99, according to Target’s current membership information.
Eligibility remains subject to Target’s verification requirements.
The discounted rate can continue while the customer remains eligible.
If eligibility changes, Target’s terms allow the membership to renew at the applicable regular price.
Is There a Free Target Circle 360 Trial?
Yes.
Target currently offers a 14-day free trial of Target Circle 360 for eligible customers.
The trial allows customers to experience the membership before paying the regular membership fee.
However, customers should pay attention to the trial’s renewal terms.
Target states that trial members must cancel before the end of the free trial period if they do not want to be charged the applicable membership fee.
Trial eligibility and available benefits can also differ from those offered to paid members.
Current $50 Target Circle Rewards Promotion
There is a current promotion that makes the annual membership particularly notable as of September 27, 2026.
Target says customers who enroll in an annual Target Circle 360 membership between September 27 and October 10, 2026, can receive $50 in Target Circle Rewards. The offer applies to new annual Circle 360 members and comes with terms and conditions.
This is a promotional reward rather than a permanent reduction in the membership price.
The annual membership itself remains $99 at the regular rate.
For example, an eligible customer paying $99 could receive $50 in Target Circle Rewards under the promotion. The reward can then be used toward a future qualifying Target purchase.
The $50 reward should not be described as a $49 membership price.
The membership charge remains $99, while the reward is issued separately under the promotion’s rules.
What Does Target Circle 360 Include?
The price is primarily tied to convenience benefits.
Target Circle 360 currently includes several features that regular free Target Circle membership does not provide.
The major benefits include:
- Unlimited $35+ same-day delivery
- Same-day delivery from Target
- Same-day delivery through the Shipt Marketplace
- Free 2-day shipping on hundreds of thousands of items
- Monthly freebies
- Extra 30 days for eligible returns
- Early access to selected sales and experiences
- Access to preferred shoppers
Target says members can receive same-day delivery from Target and nearby retailers without delivery or markup fees on qualifying orders of $35 or more, with exclusions and local taxes or fees potentially applying.
Same-Day Delivery Is the Main Circle 360 Benefit
Same-day delivery remains one of the biggest reasons customers subscribe.
Target Circle 360 members can place eligible same-day delivery orders from Target.
The membership also connects customers with the Shipt Marketplace.
Target says Circle 360 members can use Shipt to order from local grocers, pet stores and other retailers.
Orders over $35 qualify for the membership’s no-delivery-fee and no-markup benefit, subject to exclusions and applicable local fees.
This extends Circle 360 beyond Target’s own inventory.
A member can use the service for household shopping, groceries, pet supplies and other eligible products available through participating retailers.
Target Circle 360 and Shipt
Shipt plays an important role in Target Circle 360’s delivery system.
Target owns Shipt, and Circle 360 members can access Shipt Marketplace retailers using their Target credentials.
Target says the Shipt Marketplace includes more than 100 retailers and grocers across its network.
The expanded network gives Circle 360 members another way to use the membership.
For eligible orders over $35, members can receive same-day delivery without the standard delivery charge or retailer markup covered by the membership, although certain alcohol items and local fees remain subject to exceptions.
How Much Is Same-Day Delivery Without Circle 360?
Customers do not necessarily need a Circle 360 membership to use Target same-day delivery.
Target currently lists a $9.99 delivery fee per eligible same-day delivery order for customers who do not have Circle 360.
That provides a useful comparison when considering the membership cost.
If a shopper frequently places qualifying same-day orders, individual delivery fees can add up.
A person who placed one eligible delivery order every week and paid $9.99 each time would spend roughly $519.48 in delivery fees over 52 weeks.
Circle 360’s annual fee is $99 at the standard rate.
However, the comparison depends on actual shopping habits because delivery availability, order eligibility, product prices, tips and other charges can vary.
Does Circle 360 Remove Product Markups?
Target says Circle 360 members receive same-day delivery without price markups across Target and the Shipt Marketplace’s participating retailers, subject to stated exclusions.
Target specifically explains that “no markups” generally means product prices are generally the same as in-store, but alcohol pricing and some products where alcohol is predominantly sold can differ.
Local, municipal or regional fees and taxes can also apply.
Customers should therefore not assume that every product will have exactly the same final price as an in-store purchase.
The membership removes the applicable delivery and markup charges under the program’s terms, rather than guaranteeing an identical final checkout total in every situation.
Free 2-Day Shipping Is Included
Circle 360 also includes free 2-day shipping on hundreds of thousands of eligible Target items.
Target says the benefit covers eligible products shipped across all 50 states, the District of Columbia, APO/FPO addresses and Puerto Rico, although individual items can have restrictions.
Not every product qualifies.
Target says eligibility can depend on factors such as size, weight, quantity, delivery address and vendor restrictions.
The applicable shipping information appears on eligible product pages and during checkout.
This benefit gives Circle 360 value even for customers who rarely use same-day delivery.
Monthly Circle 360 Freebies
Target Circle 360 members also receive monthly freebies.
On the first day of each month, members can choose from a selection of gifts and exclusive discounts.
The available selections can change.
This benefit is separate from the standard Target Circle deals available to free members.
Because the offers vary, customers should check their Target account at the beginning of each month to see what is available.
Extended Returns
Another Circle 360 benefit is an additional 30 days for eligible returns.
Target describes this as no-rush returns with an extra 30 days beyond the standard return period for applicable purchases.
The extended period can be useful for customers who buy products well before they decide whether to keep them.
Return rules still depend on the specific item and Target’s applicable return policy.
The extra time does not mean every product receives an unrestricted return period.
Early Access to Sales and Experiences
Target Circle 360 also provides early and exclusive access to selected deals and experiences.
Target has promoted Circle 360 access around major sales events, brand collaborations and members-only items.
The benefit can be particularly relevant during high-demand shopping periods.
Target Circle 360 members may receive opportunities to shop certain deals before broader access.
The exact products, events and timing can change.
Target Circle vs. Target Circle 360
It is important to understand that Target Circle and Target Circle 360 are not the same membership.
Target Circle is free.
The free program provides automatic deals, personalized bonuses and Target Circle Rewards.
Target Circle 360 is paid.
It adds same-day delivery, free shipping benefits, extended returns, monthly freebies and other membership features.
A customer can therefore shop at Target and receive Circle deals without paying for Circle 360.
The paid membership becomes relevant when the customer wants the additional delivery and convenience benefits.
Target Circle Card vs. Circle 360
The Target Circle Card is also separate from Circle 360.
Target Circle Card holders receive a 5% discount on eligible Target purchases and can qualify for the discounted Circle 360 membership price.
A qualifying card holder can get Circle 360 for $49 annually or $4.99 monthly, compared with the regular $99 annual or $10.99 monthly prices.
The card itself does not require an annual or monthly fee, according to Target’s current information.
Customers should distinguish the payment card benefits from the paid Circle 360 subscription.
They are separate Target offerings that can work together.
How Much Is Target Circle 360 for a Full Year?
The standard annual membership costs $99.
The regular monthly membership costs $10.99, which totals $131.88 over 12 months.
That creates a $32.88 difference in favor of the annual plan.
For eligible discounted members, the annual price is $49.
At $49 per year, the effective monthly cost is approximately $4.08.
For eligible customers using the discounted $4.99 monthly rate, 12 months would total $59.88.
The price comparison is therefore:
| Customer type | Annual cost | 12-month monthly-plan cost |
|---|---|---|
| Regular customer | $99 annual | $131.88 |
| Target Circle Card holder | $49 annual | $59.88 at $4.99/month |
| Verified eligible audience | $49 annual | $59.88 at $4.99/month |
The actual renewal price can change if eligibility changes or Target changes its membership pricing.
Does Target Circle 360 Automatically Renew?
Yes.
Target’s terms state that Circle 360 memberships automatically renew unless the member cancels before the renewal date.
The membership fee is nonrefundable under Target’s terms.
Customers can manage and cancel Circle 360 through the Membership section of their Target account.
If a free trial is active, customers who do not want a paid renewal need to cancel before the trial ends.
This makes checking the renewal date important when starting a trial or promotional membership.
Can You Cancel Target Circle 360?
Yes.
Target says customers can cancel their Circle 360 membership through the Membership section of their Target account.
Canceling Circle 360 does not automatically cancel the separate free Target Circle program or a Target Circle Card.
Those products have separate cancellation processes.
Customers should therefore select the specific membership they want to cancel.
Is Target Circle 360 Worth the $99 Annual Price?
The value depends on how frequently a customer uses its included benefits.
A shopper who regularly uses same-day delivery can compare the $99 annual membership with Target’s $9.99 per-order delivery fee.
The membership can also provide value through free 2-day shipping, monthly freebies, extended returns and access to the Shipt Marketplace.
Someone who rarely orders for delivery may use fewer of the paid benefits.
The important distinction is that Target Circle 360 is a convenience subscription rather than a requirement for shopping at Target.
Customers can continue using free Target Circle benefits without paying for Circle 360.
Current Target Circle 360 Price: What Shoppers Should Know
As of September 27, 2026, the standard Target Circle 360 price is $99 per year or $10.99 per month.
Target Circle Card holders and verified eligible audiences can receive significantly reduced pricing, with annual membership at $49 and qualifying monthly membership at $4.99. Target also currently offers a 14-day free trial for eligible customers.
A current promotion adds another detail for shoppers considering an annual membership. Target says new annual members who enroll between September 27 and October 10 can receive $50 in Target Circle Rewards, subject to the promotion’s terms.
The core value comes from same-day delivery, free 2-day shipping, monthly freebies, extended returns and access to Shipt Marketplace delivery.
For shoppers comparing the monthly and annual plans, the annual $99 option has the lower standard effective monthly cost.
Are you considering Target Circle 360 at its current price, or do you already use the membership? Share your experience and stay updated on the latest Target membership offers and changes.
How much is Target Circle 360 right now?
Target Circle 360 costs $99 per year or $10.99 per month at the standard rate as of September 27, 2026.
How much is Target Circle 360 with a Target Circle Card?
Target Circle Card holders can get Circle 360 for $49 per year or $4.99 per month, subject to Target’s membership requirements.
How much is Target Circle 360 for students?
Verified college students can receive the discounted monthly membership for $4.99 per month.
Is there a Target Circle 360 free trial?
Yes. Target currently offers a 14-day free trial for eligible customers.
How much would Target Circle 360 cost for 12 months at the regular monthly rate?
At $10.99 per month, 12 months would cost $131.88. The regular annual membership costs $99.
Does Target Circle 360 have an annual plan?
Yes. The regular annual membership costs $99. Target Circle Card holders and eligible verified audiences can receive the discounted $49 annual price.
Does Target Circle 360 include same-day delivery?
Yes. Members receive unlimited eligible same-day delivery on orders of $35 or more from Target and participating retailers through Shipt, subject to exclusions and applicable local fees.
How much is Target same-day delivery without Circle 360?
Target currently lists a $9.99 delivery fee per eligible same-day delivery order for customers without Circle 360.
Does Target Circle 360 include free shipping?
Yes. Members receive free 2-day shipping on hundreds of thousands of eligible Target items, subject to applicable restrictions and minimum-order requirements.
Does Target Circle 360 automatically renew?
Yes. Target Circle 360 automatically renews unless the member cancels before the renewal date.
Can you cancel Target Circle 360?
Yes. Target says members can cancel through the Membership section of their Target account. Membership fees are generally nonrefundable under Target’s terms.
What is the current Target Circle 360 promotion?
Target says new annual Circle 360 members who enroll between September 27 and October 10, 2026, can receive $50 in Target Circle Rewards, subject to the promotion’s terms.
Target Circle 360 offers more than just a paid subscription, with several convenience features designed for frequent shoppers. Learn more about the program in our article covering what is Target Circle 360 and how the membership works