Big news has surfaced in the world of premium business credit cards. Chase is officially expanding its Sapphire line with the highly anticipated Chase Sapphire Reserve business card, expected to launch in Summer 2025. This strategic move marks a major shift as Chase now targets business owners and professionals who want elite-level travel perks paired with commercial functionality.
Chase Unveils New Sapphire Designs and Business Expansion
Chase recently refreshed the visual identity of its flagship Sapphire Reserve card. Alongside the sleek, modernized card design, the company announced a new offering geared toward entrepreneurs and growing businesses: the Chase Sapphire Reserve business card.
This card is expected to offer the luxury perks of the personal Sapphire Reserve, now adapted to meet the dynamic needs of business spending. The design is elegant, featuring cleaner metallic lines and modern branding, aligning with the upscale travel benefits cardholders love.
What to Expect from the Chase Sapphire Reserve Business Card
The Chase Sapphire Reserve business card is likely to become the most premium business offering in Chase’s credit card lineup. While full benefits haven’t been released yet, industry insiders and early communications suggest several powerful features:
Anticipated Features:
- Premium Travel Rewards: Enhanced point earnings on travel, dining, and select business categories
- Airport Lounge Access: Access to global lounges, including Chase Sapphire Lounges
- Statement Credits: Potential for travel-related credits such as TSA PreCheck, airline fees, or hotel credits
- Business Utility Tools: Expense tracking, employee card customization, and accounting integration
- No Reporting to Personal Credit: Keeps your personal credit utilization unaffected
It is also expected to sit above Chase Ink Preferred and Ink Premier, both in terms of perks and price point. The annual fee could match or even exceed the personal Sapphire Reserve card, which currently stands at $550.
Why Business Owners Should Take Note
This new product fills a noticeable gap in the business credit card market. Until now, business owners seeking premium perks had to rely on cards like Amex Business Platinum or pair Chase Ink cards with a personal Sapphire Reserve.
The Chase Sapphire Reserve business card streamlines that experience. Now, business expenses can directly earn elevated travel rewards without needing to transfer points from other cards. For frequent business travelers and consultants, this makes tracking and maximizing points far more efficient.
Key Benefits for Businesses:
- Keep business and personal expenses completely separate
- Access luxury travel benefits while growing your business credit profile
- Centralize business expenses under one powerful, rewards-packed card
- Potentially avoid Chase’s 5/24 rule impact, since business cards often don’t report
Chase’s Broader Strategy with Sapphire Expansion
By launching the Chase Sapphire Reserve business card, Chase is clearly signaling that the Sapphire brand is not just about premium personal travel anymore—it’s about the professional class too. This follows trends where major issuers are upgrading their business card offerings to meet evolving demands from freelancers, startups, and enterprise owners.
The new business card reflects a wider push by Chase to dominate high-value customer segments with luxury-focused yet functional financial tools.
Launch Timeline and Early Expectations
Chase has confirmed that the Sapphire Reserve business card will roll out during Summer 2025. While no exact date has been revealed, a mid-to-late July timeframe seems likely.
Here’s a snapshot of what we expect:
| Detail | Expectation |
|---|---|
| Launch Window | Summer 2025 (Likely July) |
| Annual Fee | Estimated $595–$695 |
| Sign-up Bonus | Likely 60,000–100,000 points |
| Lounge Access | Included (Chase & Priority Pass) |
| Business Perks | Custom employee cards, expense tracking, no personal credit impact |
Chase is expected to officially announce the card through its digital marketing channels, including the Chase mobile app and its Sapphire landing page.
Final Thoughts on the Sapphire Business Debut
The release of the Chase Sapphire Reserve business card isn’t just an expansion—it’s a transformation. With the line between personal and business travel increasingly blurred, this card gives high-spending professionals exactly what they need: simplicity, rewards, and elite travel access, all under one trusted brand.
If you’re a small-business owner, digital nomad, consultant, or startup founder who flies often or spends big in travel-related categories, this may be the card you’ve been waiting for.
Want to be among the first to experience the Sapphire business revolution? Keep an eye on Chase’s platforms as the summer rollout approaches.