When do you get taxes back is a question millions of Americans start asking as soon as the new year approaches. With the 2025 tax season just around the corner, the Internal Revenue Service (IRS) is preparing to open electronic filing for 2024 returns by late January.
If you’re hoping to receive your tax refund quickly, understanding how the IRS processes returns—and what can cause delays—can make a big difference. Here’s everything taxpayers need to know about the refund schedule, expected payout timelines, and how to track your money once your return is filed.
When the 2025 Tax Filing Season Starts
The IRS is expected to begin accepting 2024 federal income tax returns during the final week of January 2025. While the exact date will be announced in early January, the typical start date over the past few years has fallen between January 27 and January 31.
The filing deadline for 2025 is set for Tuesday, April 15, 2025, for most U.S. taxpayers. If you live in a state affected by natural disasters or federally declared emergencies, you may receive an extension, but most Americans must file by mid-April or request an extension to October 15, 2025.
How Long It Takes to Get Your Tax Refund
For most taxpayers, refunds are processed quickly—especially when filing electronically. The IRS reports that more than 90% of e-filed returns with direct deposit are processed and paid within 21 days.
However, not all taxpayers receive their money on the same schedule. Several factors—like return type, filing method, and refund delivery option—can influence how soon you get your taxes back.
| Filing Method | Refund Delivery | Estimated Timeframe |
|---|---|---|
| E-file + Direct Deposit | Bank account | 1–3 weeks |
| E-file + Paper Check | U.S. mail | 3–5 weeks |
| Paper Return + Direct Deposit | Bank account | 4–6 weeks |
| Paper Return + Paper Check | U.S. mail | 6–8 weeks |
If you want your refund quickly, the best strategy is to file electronically and choose direct deposit as your payment option.
How to Check the Status of Your Tax Refund
The IRS provides two official tools to check your refund’s progress:
- Where’s My Refund? – Available on the IRS website, this tracker updates once daily and shows the status of your return 24 hours after e-filing.
- IRS2Go App – The IRS’s mobile app offers the same real-time updates, plus access to payment information and alerts.
To use either tool, you’ll need:
- Your Social Security number or ITIN
- Filing status (single, married, etc.)
- Exact refund amount from your tax return
You’ll see one of three stages:
- Return Received – The IRS has your return and is processing it.
- Refund Approved – The IRS finished reviewing your return and scheduled your payment.
- Refund Sent – Your refund has been issued via direct deposit or check.
Once your refund is “sent,” direct deposits typically reach bank accounts within five business days.
Early Filers May Face Delays
While many taxpayers prefer to file early, some refunds are legally delayed under federal law. Those claiming the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) should expect their refunds by late February 2025.
This delay comes from the Protecting Americans from Tax Hikes (PATH) Act, which requires the IRS to hold refunds on these returns until at least mid-February to prevent fraudulent claims.
If you file early and claim one of these credits, expect your refund around February 21–28, 2025.
Average Refund Amount in 2025
The IRS projects that the average refund for 2024 returns—issued during the 2025 filing season—will range between $2,850 and $3,000.
In the 2024 tax year, average refunds increased slightly due to inflation-adjusted tax brackets and standard deductions. These adjustments continue in 2025, offering some taxpayers modest relief.
Refund amounts depend on several factors:
- How much tax was withheld from paychecks
- Income level and tax bracket
- Eligibility for credits and deductions
- Filing status and number of dependents
Even a small adjustment in your W-4 withholding or tax credit eligibility can change your refund significantly.
Tips to Get Your Refund Faster
Tax refunds can arrive quickly if you prepare early and avoid common mistakes. Here are the best strategies to help speed things up in 2025:
1. File Electronically
Paper returns take weeks longer to process. E-filing ensures your return enters the IRS system immediately and reduces errors.
2. Use Direct Deposit
Choosing direct deposit is the fastest and safest way to receive your refund. You can even split your refund across multiple bank accounts.
3. Double-Check for Errors
Simple mistakes—like typos, missing forms, or wrong Social Security numbers—can delay processing. Review your return carefully or use trusted tax preparation software.
4. File Early
Submitting your return as soon as the IRS opens helps you beat the mid-season rush, which often slows processing times.
5. Choose Verified Tax Software
The IRS recommends using certified e-filing partners, such as TurboTax, H&R Block, or IRS Free File, which automatically check for errors and maximize deductions.
Common Reasons for Refund Delays
Even when you file correctly, your refund may take longer than expected if:
- Your return includes errors or missing information
- You filed a paper return instead of e-filing
- The IRS flagged your return for identity verification
- You claimed the EITC or ACTC
- There’s a mismatch between W-2s or 1099s and IRS data
If you receive a notice from the IRS requesting more information, respond promptly to avoid further delays.
IRS Identity Verification
The IRS continues to strengthen its security systems to prevent refund fraud. If your return is flagged for potential identity theft, you may receive a Letter 5071C asking you to verify your identity before your refund is released.
Taxpayers can complete this verification online through the IRS’s secure platform or by phone. Once verified, refunds are usually processed within three weeks.
To protect your personal data:
- File as early as possible to prevent fraudulent filings under your name.
- Never share tax documents or Social Security numbers through email.
- Use multi-factor authentication when using tax software.
State Tax Refund Timelines
Federal and state refunds are processed separately, and timing varies by state. Most states issue refunds within two to six weeks for e-filed returns.
Here’s a quick look at a few examples:
- California – 7–14 days for e-filed returns.
- New York – Up to three weeks, depending on filing volume.
- Texas and Florida – No state income tax, so only the federal refund applies.
- Illinois – Average processing time of three to five weeks.
You can check your state refund status by visiting your state’s Department of Revenue website.
What to Do If Your Refund Is Delayed
If your refund takes longer than expected:
- Check your status using the Where’s My Refund? tool.
- Verify that your bank account and routing numbers are correct.
- Review your tax transcript through your IRS account for progress details.
- Wait at least 21 days after e-filing before contacting the IRS.
If it’s been more than six weeks for paper returns or three weeks for e-filing, you can call the IRS at 1-800-829-1040 for assistance.
Refund Offsets: Why You Might Receive Less Than Expected
In some cases, the IRS may reduce or withhold part of your refund to cover unpaid obligations. Common reasons include:
- Past-due federal or state taxes
- Unpaid child support
- Defaulted federal student loans
- Certain unemployment or government benefit overpayments
You’ll receive an official notice explaining any adjustment or offset made to your refund amount.
Preparing for the 2025 Filing Season
To ensure a smooth filing process, gather all necessary documents before the IRS opens for submissions. You’ll typically need:
- W-2 forms from employers
- 1099 forms for freelance or investment income
- Form 1098 for mortgage interest or education expenses
- Records for deductible expenses (medical, charitable donations, etc.)
- Social Security numbers for all dependents
Organizing your paperwork early reduces the chance of errors and helps ensure your refund isn’t delayed.
IRS Direct Deposit Security and Benefits
Direct deposit remains the fastest and most secure way to receive your refund. You can have your refund deposited directly into up to three different accounts, such as checking, savings, or even a retirement fund.
The IRS also offers the option to apply part of your refund toward the purchase of U.S. Series I Savings Bonds, a low-risk investment option that protects against inflation.
If you prefer a paper check, expect longer processing times and potential postal delays, especially during peak season.
What’s New for Taxpayers in 2025
Several updates apply to the 2025 filing season:
- Increased standard deductions: $14,600 for single filers and $29,200 for married couples filing jointly.
- Expanded Child Tax Credit: Up to $2,000 per qualifying child, with partial refundability.
- Retirement contribution limits: 401(k) contributions increased to $23,000, allowing more tax-deferred savings.
- Digital asset reporting: New rules now require more detailed reporting for cryptocurrency transactions.
These changes could impact your refund amount or overall tax liability. Using tax preparation software or consulting a licensed preparer can ensure compliance with the newest IRS regulations.
Conclusion
If you’ve been wondering when do you get taxes back, the answer depends on how and when you file. For most Americans, refunds arrive within two to three weeks of e-filing with direct deposit. Filing early, avoiding errors, and using electronic methods are the keys to receiving your money faster.
The 2025 tax season brings steady improvements in digital processing and refund tracking, making it easier than ever to manage your taxes confidently.
Have you started preparing your 2024 tax return yet? Share your plans or questions about refund timing in the comments below!