If you’re wondering how to replace a Social Security card, here’s the most current guidance as of October 18, 2025, from the Social Security Administration (SSA). The process has become much easier in recent years, with online applications now available for many U.S. residents.
Latest Updates
The SSA continues to expand its online services, allowing many individuals to replace their cards without visiting a local office. This option is available for U.S. citizens aged 18 or older who have a valid state-issued ID or driver’s license from a participating state.
The Social Security card replacement service remains free of charge, and applicants should avoid third-party websites or services that attempt to charge a fee.
There are limits to how many times you can replace your card — generally three times per year and ten times over a lifetime, except for name changes or updates to work authorization.
Why Replace a Social Security Card?
You may need a replacement Social Security card if:
- You’ve lost or damaged your original card.
- You’re starting a new job and need to show proof of your Social Security Number (SSN).
- You’re applying for certain benefits or programs that require physical verification of your SSN.
- You’ve had a name, citizenship, or work authorization change that needs to be reflected on your record.
It’s important to note that in most situations, you only need to know your SSN — not have the physical card itself. However, a replacement card can be useful for official identification and employment verification.
Eligibility for Online Replacement
You can request a replacement Social Security card online if you meet all of the following requirements:
- You are a U.S. citizen and at least 18 years old.
- You have a U.S. mailing address.
- You are not requesting a name change or any other modification to your record.
- You have a valid driver’s license or state-issued ID from a state that participates in the SSA’s online system.
If you don’t meet these requirements, you must apply by mail or in person at your local SSA office.
Step-by-Step: How to Replace a Social Security Card
1. Check Eligibility for Online Application
Visit the SSA’s official website and log in (or create) your “my Social Security” account. The website will guide you through a quick eligibility check.
2. Gather Your Identification Documents
You must provide proof of identity. The SSA only accepts original or certified copies of the following:
- U.S. driver’s license
- State-issued non-driver ID
- U.S. passport
If you were born outside the United States, you may also need to provide proof of citizenship or lawful immigration status.
3. Complete the Application
If eligible for online replacement:
- Log in to your “my Social Security” account.
- Select “Replace Your Social Security Card.”
- Verify your identity and submit your request.
If not eligible for online replacement:
- Download and complete Form SS-5, Application for a Social Security Card.
- Mail your application with the required original documents to your local Social Security office, or deliver them in person.
4. Wait for Delivery
Once your application is processed and approved, your new card will typically arrive within 10 to 14 business days at your mailing address.
Special Circumstances and Limits
Certain situations require additional documentation:
- Name Changes: You’ll need to provide legal proof, such as a marriage certificate or court order.
- Citizenship Changes: Submit your naturalization certificate or U.S. passport showing citizenship.
- Work Authorization Changes: Non-citizens with new work eligibility must present updated DHS-issued documents.
Children under 18 must have a parent or guardian apply on their behalf, with proof of identity and relationship.
There are limits on how many cards can be replaced:
- Up to three per year.
- Up to ten in a lifetime.
However, replacements due to name or work-authorization changes do not count toward these limits.
Common Questions (FAQs)
Q: How long does it take to get a replacement card?
A: Most replacement cards arrive within 10 to 14 business days after the SSA approves your application.
Q: Can I replace my Social Security card for free?
A: Yes. The SSA does not charge any fees for replacement cards.
Q: Do I need to visit an SSA office in person?
A: Only if you’re not eligible for online replacement or need to submit original documents.
Q: What if I changed my name after marriage or divorce?
A: You’ll need to show legal proof of the name change (marriage certificate, divorce decree, or court order) when applying for a replacement card.
Q: Can non-citizens replace their cards online?
A: At this time, most non-citizens must apply in person or by mail and present valid immigration documents.
Q: What should I do if my Social Security number was stolen?
A: If your SSN has been compromised, contact the Federal Trade Commission (FTC) at IdentityTheft.gov to report identity theft and consider placing a fraud alert or credit freeze.
Disclaimer
This article provides factual, up-to-date information from the Social Security Administration as of October 18, 2025. It is for general informational purposes only and does not constitute legal or financial advice. Always verify your eligibility and documentation directly through the official SSA website before submitting your application.
If you’ve recently replaced your Social Security card, share your experience or questions in the comments below — your story could help others navigate the same process.