Ordering paper checks remains a practical option for Bank of America customers who need to pay rent, cover certain bills, make payments to businesses, or manage transactions that require a traditional check. Understanding How to buy checks bank of america helps account holders identify the available ordering methods, check applicable fees, and avoid mistakes when purchasing personal or business checks.
Bank of America customers can explore check-ordering options through the bank’s official online banking services, mobile banking resources, and customer support. The exact process, available check designs, pricing, and eligibility can vary by account type and the ordering service. Customers should verify the current terms displayed for their account before submitting an order.
Paper checks remain useful for some payments, even as digital transfers and electronic bill payments become more common. However, customers should distinguish between ordering checks through the bank and purchasing them from an independent check-printing company.
This guide explains how to order checks, what information to prepare, how to understand potential costs, and which precautions can help protect your account.
How to Buy Checks Bank of America Through Online Banking
The simplest way to order personal checks is through Bank of America’s official online banking service. Customers can sign in, select an eligible account, and access the check-ordering feature.
Bank of America confirms that online banking customers can order checks and deposit tickets through its website. The bank also supports check ordering through its mobile banking app.
Follow these steps to place an order online:
- Sign in to your Bank of America Online Banking account.
- Open the account associated with the checks you need.
- Find the check-ordering option, which may appear under account supplies or accessories.
- Select the appropriate check-ordering service.
- Review the available check styles, quantities, and applicable charges.
- Confirm the shipping details and order total.
- Submit the order after checking all information for accuracy.
The exact menu labels may vary as the bank updates its digital banking interface. If the check-ordering option does not appear immediately, look under the selected account’s account services or supplies section.
Important: Use Bank of America’s official website and verify that you have signed in securely before entering account information.
How to Order Bank of America Checks Using the Mobile App
Customers who prefer using a smartphone can order checks through the Bank of America Mobile Banking app. This option is useful for people who manage their checking accounts primarily from their phones.
The bank’s published digital banking instructions identify a dedicated check-ordering option within the mobile app.
To begin, follow these steps:
- Open the official Bank of America Mobile Banking app.
- Sign in using your existing credentials.
- Select the checking or other eligible account associated with your check order.
- Scroll through the account options and look for Order Checks & Deposit Tickets or the current account supplies and accessories menu.
- Open the ordering service.
- Review the available products and prices.
- Choose the check style and quantity, then confirm the order details.
Some versions of the app may display slightly different labels. If the option is difficult to locate, use the app’s available assistance features.
Bank of America’s virtual assistant, Erica, can also help customers navigate supported banking tasks. The bank’s digital banking guidance identifies asking Erica to order checks as an available route.
Customers should review the final price and shipping information before submitting an order. Having the app installed does not automatically mean every check style or discount will be available for every account.
How Much Do Bank of America Checks Cost?
The cost of ordering checks depends on several factors. Bank of America does not present one universal price that applies to every account holder and check design.
Its published guidance explains that prices can vary according to the check style selected. Certain account types and Preferred Rewards clients may qualify for free standard checks or discounts on nonstandard styles.
For this reason, customers should check the actual price shown within their own ordering service rather than rely on a price quoted in an older online article.
The following factors can affect the total cost.
| Pricing factor | What customers should know |
|---|---|
| Check design | Standard and specialty designs may have different prices. |
| Account eligibility | Some eligible accounts may receive free standard checks or other benefits. |
| Preferred Rewards | Eligible clients may receive qualifying check benefits or discounts. |
| Quantity | The quantity ordered can affect the overall order cost. |
| Shipping | Delivery options may carry different charges. |
| Applicable taxes | Taxes may apply depending on the order and location. |
Before placing an order, compare the total displayed at checkout with the amount you expect to pay. Review any shipping charges, discounts, and applicable taxes shown by the ordering service.
Do not assume that every Bank of America checking account includes free paper checks. Benefits depend on the applicable account terms and eligibility requirements.
Can Bank of America Customers Get Free Checks?
Yes, some eligible customers may qualify for free standard checks or check-ordering discounts.
Bank of America’s published information specifically identifies certain account types and Preferred Rewards clients as eligible for these benefits. However, the bank does not state that all customers receive the same allowance.
The best way to determine whether free checks are available is to sign in and open the ordering service for the relevant account.
Review the following details:
- Whether your account qualifies for complimentary standard checks.
- Whether the benefit covers a particular quantity or check style.
- Whether specialty designs cost extra.
- Whether delivery or other charges remain payable.
- Whether the discount appears in the final order total.
A free-check benefit does not necessarily cover every available product. If you choose a specialty design, additional boxes, or a different delivery option, the final cost may change.
Customers should also review their account’s current fee schedule when they need clarification about check-related charges.
How to Buy Checks Bank of America for a New Account
Customers who have recently opened a Bank of America checking account may need to follow a different process from established account holders.
The bank’s check-ordering arrangements can depend on the account and its eligibility. Customers should first sign in to online banking or the mobile app and see whether the account supplies feature is available.
If the new account does not yet display a check-ordering option, contact Bank of America directly for instructions.
The bank’s authorized check-ordering service also provides a route for eligible reorders. However, its instructions distinguish between ordering checks for an existing account and obtaining checks for a new account. New-account orders may need to go through the financial institution to help safeguard account security.
Do not assume that a third-party check printer can immediately fulfill an order for a newly opened account. Verify the bank’s requirements first.
Before ordering, confirm that the account is active and that the name, mailing address, and account information associated with it are correct.
This precaution can help prevent delays and reduce the chance of checks being printed with outdated information.
Bank of America Check Ordering Benefits and Rewards Changes
Account benefits can affect how much customers pay for checks. Bank of America’s Personal Schedule of Fees, effective February 20, 2026, explains that check-ordering fees vary and that eligible customers may receive complimentary checks or discounts.
The published fee schedule also describes a change from Preferred Rewards to BofA Rewards, expected to take effect on or about May 26, 2026. Under the updated terms described in the schedule, qualifying BofA Rewards tiers determine eligibility for certain check benefits.
The listed benefits include:
- Preferred Plus and Preferred Honors: Eligible enrolled customers may qualify for free standard checks or discounts on certain designs.
- Premier: Eligible enrolled customers may qualify for checks and deposit tickets without a style limitation, along with a waiver of the expedited delivery fee.
These benefits depend on enrollment, qualifying status, and the bank’s applicable terms. Customers should confirm their current tier and available benefits before ordering. They should also check whether the ordering screen applies the expected discount.
Because check-ordering fees can change, the price displayed during the current order process is more useful than an older price estimate.
Can You Buy Bank of America Checks From a Third-Party Printer?
Yes, customers can explore independent check-printing services, but they should verify compatibility with their Bank of America account before purchasing.
Bank of America’s authorized check-ordering service provides a dedicated ordering process for existing customers. Independent printers may offer additional designs, different quantities, or alternative pricing, depending on their products and eligibility requirements.
However, a lower advertised price does not automatically make a third-party order the better choice.
Before buying checks elsewhere, consider the following:
- Account compatibility: Confirm that the printer supports checks for your account and follows applicable banking requirements.
- Accurate account information: Ensure the routing number, account number, and other printed details match your current account.
- Security features: Review the available fraud-prevention features and printing standards.
- Total price: Compare the full cost, including delivery and any applicable taxes.
- Customer support: Check how the printer handles errors, damaged orders, and replacement requests.
- New accounts: Contact Bank of America before placing an initial order if the bank requires you to obtain checks through its authorized process.
Never provide online banking passwords or one-time verification codes to a check-printing company. A legitimate check order may require account details, but it should not require handing over your banking login credentials.
For customers who prioritize convenience and account-specific discounts, starting with Bank of America’s own ordering system is a sensible first step.
How to Choose the Right Bank of America Checks
Choosing the correct check type helps prevent printing problems and unnecessary expenses. The best option depends on how frequently you write checks and whether you need personal or business payment supplies.
Personal checks
Personal checks generally suit everyday payments from an eligible personal checking account. Customers may use them for rent, certain service providers, and other payments where the recipient accepts checks.
Business checks
Business checks are designed for business banking needs. Depending on the product, they may support different layouts or accounting workflows. Business owners should select checks that match their account and payment process.
Standard check designs
Standard designs can be a practical choice for customers who want straightforward payment supplies. Eligible customers may also receive account-specific benefits on qualifying standard styles.
Specialty designs
Specialty checks may offer different colors, patterns, or other design options. Customers should compare the additional cost with the value of those features before ordering.
Computer-compatible checks
Some business check products support accounting software or specific printing systems. Buyers should verify compatibility with their software, printer, and payment workflow before purchasing.
The available styles and features depend on the ordering service. Customers should use the current product catalog to confirm which choices are available for their account.
What Information Do You Need to Order Checks?
Preparing the required information before starting the process can make check ordering easier.
For an order placed through Bank of America, sign in to the account and follow the bank’s instructions. The ordering system should display the applicable account information and available products.
Customers using an authorized check-ordering website may be asked for details from an existing check or reorder form. The Bank of America check-ordering service operated by Harland Clarke identifies the routing and account numbers as information used in its reorder process.
Depending on the order, you may need to confirm:
- Your account’s routing number.
- Your checking account number.
- The account holder’s printed name.
- The current mailing address.
- The type of checks required.
- The number of boxes or quantity requested.
- The preferred delivery method.
Protect this information carefully. Only enter sensitive account details on a verified ordering service. Do not send account numbers through unsecured messages or disclose them to unfamiliar sellers.
Check the printed name and address before submitting the order. If you recently moved or changed your account information, make sure the details shown are current.
How Long Does It Take to Receive Bank of America Checks?
Delivery time depends on the selected product, order processing, and shipping method. Customers should not assume that every order arrives within the same number of days.
The authorized check-ordering service offers CheckProtect, a recommended delivery option for personal checks that provides tracking. Its customer information explains that tracking can cover the order’s progress from the printing facility through delivery.
For the most accurate estimate, review the delivery information shown when placing the order.
Consider these steps to avoid running out of checks:
- Check how many unused checks remain in your current book.
- Place a reorder before your supply becomes critically low.
- Review the estimated delivery date during checkout.
- Select an available expedited option if timing is important.
- Keep the order confirmation until the package arrives.
Expedited delivery may cost more, although eligible account benefits can affect the charge. Confirm the final total before selecting that option.
If you need to make a payment before your new checks arrive, ask the recipient whether they accept an alternative payment method. Bank of America customers may also have access to eligible digital payment and bill payment services.
How to Track a Bank of America Check Order
Bank of America allows online and mobile banking customers to review the status of recent check orders.
The bank’s published instructions indicate that recent orders made within the last 60 days can appear in the mobile app’s check-ordering section.
To check an order through the mobile app:
- Sign in to the Bank of America Mobile Banking app.
- Select the relevant checking or savings account.
- Open the account supplies or check-ordering section.
- Review the displayed order information.
Customers can also sign in to Online Banking and check the status of their recent order.
Another option is to ask Erica for help tracking a check order, using the supported assistant features available in the app.
If the order was placed through the authorized check-printing service, its order-status feature may provide additional information. For orders with eligible trackable shipping, customers can also use the tracking details supplied by the delivery service.
If the expected delivery date passes without an update, contact the appropriate ordering service rather than immediately submitting a duplicate order. This can help prevent unnecessary charges and duplicate shipments.
What to Do If Your Bank of America Checks Do Not Arrive
A delayed check order can create problems when you need to make a scheduled payment. The first step is to review the order status and estimated delivery information.
If the order appears delayed, take the following steps:
- Check the order status: Sign in to online or mobile banking and review the latest information.
- Confirm the delivery address: Check whether the order was sent to your current mailing address.
- Review shipping information: If tracking is available, check for a delivery update.
- Contact the ordering service: Ask for assistance if the tracking information is missing or the package has not arrived.
- Avoid duplicate orders: Confirm the status of the original order before paying for another batch.
If you suspect that someone has stolen the package, contact the relevant service and discuss the next steps. If the checks may have exposed your account information or created a risk of unauthorized transactions, contact Bank of America promptly.
Do not assume that a delayed package means the order was canceled. Verify its status before taking further action.
How to Protect Yourself When Ordering Bank of America Checks
Checks contain sensitive banking information. If someone obtains unused checks, they may attempt to misuse the account details printed on them.
Customers should therefore treat check ordering as a financial security task, not simply a stationery purchase.
Use official banking channels. Access the check-ordering feature by signing in through Bank of America’s official website or app. Be cautious of search advertisements and unsolicited messages that imitate the bank.
Verify third-party sellers. If you choose an independent printer, investigate its reputation and security practices. Confirm that it can produce checks compatible with your account.
Protect account information. Never publish photographs of unused checks or share your full account details unnecessarily. Store unused checkbooks in a secure location.
Review transactions regularly. Monitor your account for unfamiliar withdrawals, checks, or other suspicious activity. Contact the bank promptly if something looks incorrect.
Report lost checks quickly. If a checkbook disappears, contact Bank of America to discuss the appropriate precautions. The bank can explain whether a stop-payment request or another protective measure is suitable for your circumstances.
Check the final order details. Verify the printed name, mailing address, and applicable account information before submitting the purchase.
These precautions help reduce avoidable errors and protect your banking information throughout the ordering process.
What If You Need to Pay Someone Before Your Checks Arrive?
You may not need to wait for paper checks to arrive before making a payment. Bank of America offers digital banking features that can provide alternatives, depending on your account and the recipient’s payment preferences.
Online Bill Pay allows eligible customers to arrange payments through online banking. Depending on the payee and payment method, the bank may send an electronic payment or issue a check on the customer’s behalf.
Customers should review the scheduled delivery date and payment details before relying on this option for a deadline.
Other available options may include eligible electronic transfers or debit card payments. The right choice depends on the recipient, transaction type, and applicable account terms.
If a landlord, contractor, or business specifically requires a personal check, ask whether it will accept another payment method temporarily. Do not assume that every recipient accepts digital payments.
Using an available alternative can help you avoid missing a payment while waiting for a check order.
Frequently Asked Questions
Q: How do I order checks from Bank of America online?
A: Sign in to Bank of America Online Banking, select the appropriate account, and open the account supplies or check-ordering section. Review the available checks, prices, and delivery options before submitting your order.
Q: Can I order checks through the Bank of America mobile app?
A: Yes. Bank of America supports check ordering through its Mobile Banking app. Sign in, select your account, and look for the check-ordering or account supplies option.
Q: How much does it cost to order Bank of America checks?
A: The price depends on the check style, account eligibility, quantity, and delivery method. The bank’s published fee schedule lists check-ordering fees as variable. Review the price shown for your account before completing the order.
Q: Does Bank of America offer free checks?
A: Some eligible account holders and qualifying rewards members may receive free standard checks or discounts on certain designs. Benefits depend on the current account terms and rewards eligibility.
Q: Can I order checks for a new Bank of America account?
A: New-account orders may require additional steps. Check whether the ordering option is available in online banking, or contact the bank for instructions before using a third-party printer.
Q: Can I buy Bank of America checks from another company?
A: You can explore third-party check printers, but confirm compatibility with your account and the printer’s security practices. Compare the total cost and check whether the bank requires a particular process for your order.
Q: How can I track my Bank of America check order?
A: Sign in to Online Banking or the mobile app and review the check-ordering section. The bank indicates that recent orders made within the last 60 days can appear in the mobile app. Eligible shipments may also include tracking.
Q: Can I get checks faster by paying for expedited shipping?
A: Expedited delivery may be available for eligible orders. Check the options and charges displayed during checkout. Certain qualifying account benefits may waive the expedited delivery fee.
Q: What should I do if my Bank of America checks never arrive?
A: Review the order status, confirm your mailing address, and check any available shipping information. Contact the ordering service if the package remains missing. Avoid placing a duplicate order until you understand what happened to the original.
Q: Can I order business checks through Bank of America?
A: Business check options are available through the bank’s check-ordering service. The appropriate product depends on your business account and printing requirements. Confirm compatibility before purchasing.
Q: Can I use deposit tickets instead of checks?
A: No. Deposit tickets serve a different purpose from checks. They help identify deposits made to an account and do not function as payment instructions to another person or business.
Final Thoughts on Buying Bank of America Checks
Ordering paper checks through Bank of America’s online banking service or mobile app provides a convenient starting point for eligible customers. Before submitting an order, compare the available designs, verify your account-specific benefits, and review the full cost of delivery.
Customers who prefer an independent printer should confirm compatibility and security requirements before providing account details. Checking the order status and keeping unused checks secure can also help prevent unnecessary complications.
Have you ordered checks from Bank of America recently? Share your experience in the comments and stay informed about the latest updates to check-ordering options, fees, and account benefits.