Yes, most banks in the United States are open on Election Day. Unlike federal holidays such as Veterans Day or Thanksgiving, Election Day is not considered a federal banking holiday, which means financial institutions generally operate under their normal business hours.
Why Banks Stay Open
Election Day falls on the first Tuesday after the first Monday in November, but it’s a regular workday for most Americans. Because it’s not an official holiday for federal employees or financial markets, banks do not close their doors nationwide. Customers can visit branches, use drive-thru services, and contact customer support as usual.
Possible Local Exceptions
While banks typically remain open, a few branches might adjust hours or close early if they’re located in buildings used as polling places or in states that treat Election Day as a state holiday. For example, some government offices and schools may be closed, but this rarely affects major bank chains.
If you’re planning to visit your local branch, it’s always a good idea to check ahead of time to confirm hours—especially if your branch is in a smaller town or within a public facility being used for voting.
Online and Mobile Banking
Even if a branch has limited hours, customers can still access:
- Online banking portals
- Mobile banking apps
- ATM services
All these systems remain fully functional, allowing you to check balances, transfer funds, pay bills, and deposit checks anytime.
Summary
To sum it up:
- Banks are open on Election Day.
- Regular hours apply for most locations.
- Check your local branch if it’s in a polling location or if your state observes Election Day as a special holiday.
- Online and mobile banking remain available 24/7.